Additional Liability Insurance (ALI ) provides additional protection for bodily injury, death or property damage protects. It is not mandatory, but it certainly reduces the driver's liability in case of casualty significantly.
Personal Accident Insurance (PAI) provides accidental death benefits and emergency medical expense benefits, including assistance and rescue to the renter and all passengers.
Theft Protection (TP) limits the driver’s liability if the rental car is stolen or damaged due to a theft attempt. However, the renter will have to pay an excess towards these costs, as per the rental agreement. TP does not cover personal belongings.